Terms and condition

Terms and Conditions

Effective Date: [Jan-15-2025]

1. Introduction

Welcome to Lumypay.com, operated by LumySolutions OÜ (registration number: 17114759). By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our site.

2. Definitions

  • “User” refers to any individual or entity that accesses or uses the website.
  • “Services” refers to the payment processing services provided by Lumypay.com.

3. Acceptance of Terms

By using our website, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms and Conditions.

4. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the website after any changes constitutes your acceptance of the new terms.

5. User Obligations

You agree to use the website and services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use of the website.

6. Intellectual Property

All content on Lumypay.com, including text, graphics, logos, and software, is the property of LumySolutions OÜ and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Limitation of Liability

To the fullest extent permitted by law, LumySolutions OÜ shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or services.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [insert applicable jurisdiction]. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of [insert applicable jurisdiction].

9. Contact Information

For any questions regarding these Terms and Conditions, please contact us at: